Low rate car finance rates in seconds

Get your top loan matches from 30+ lenders in 60 sec
Get personalised loan options based on your circumstances
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No impact on your credit score
Online car loan comparison Australia
Competitive car loan rates
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We quickly match and compare you with

30+ car loan providers

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Get your best car loan rates out of 30+ lenders

Our smart car loan matching technology compares 30+ Australian car finance companies to find you great rates from 1000+ finance products. In just 60 seconds we will show you the loan repayments based on your circumstances. Our car loan calculator and car loan affordability calculator also allow you to quickly calculate your repayments and budget to suit to your needs.
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One-stop car finance & insurance

CarClarity offers both secured car loans and unsecured car loan options. Whether you're after new car loan, used car loan or business car loan, we can help you secure great low rate car financing.
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Specialist support and fast car loan approval

Our team of dedicated car loan experts are here to support you through every step of the car loan application. We take the time to understand your needs in order to help you find the best car loan deals you qualify for. That's why we have a car financing approval rate of 91%*. Our experts can help get your car loan approved fast - in as little as 24 hours.^
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Frequently asked questions

How much can I borrow for a car loan?

Different lenders have varying minimum and maximum loan amounts, ranging from $1,000 up to $250,000. Many factors determine how much you can borrow for a car loan, including your income, living situation and credit score.

Do I need a deposit for a car loan?

While deposits are not mandatory to get a car loan, it may help with the approval process and lower your repayments and interest. Some lenders insist on a 10-20% deposit while others allow you to take out a loan for the entire value of the car.

How does getting a car loan work?

Traditionally getting a car loan has been a time consuming and stressful process involving research, credit score checks and multiple applications. CarClarity takes care of the car loan process, compares the market and finds you the best new car loan.

Can I get a car loan online?

Yes! With CarClarity getting a car loan is now 100% online. Simply fill out one application and get matched to 30+ lenders. We do all the checks and negotiate the best price for you. Learn more about how it works.

Have more questions? Check our FAQ page or talk with our experts.
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Get free expert advice on financing your next vehicle

Our experts will help you figure out the cheapest new car loans available for your financial situation.

Things you should know

*Loan approval rate based on applications submitted to CarClarity lenders between October 1 and December 31 2021.
^Loan approval times subject to lender requirements and may vary lender to lender.

CarClarity is an online financial comparison service and is owned and operated by CarClarity ACL Pty Ltd ABN 50 606 243 243 / ACN 606 243 243 and Australian Credit License 478 874.
CarClarity provides you access to our expert team who can assist in selecting suitable car loans from our panel of 30+ lenders and over 1000 financial services products. The financial products compared on this website do not necessarily compare all features that may be relevant to you and CarClarity does not compare all rates in market.
All applications are subject to the credit provider’s credit assessment and loan eligibility criteria. Terms, conditions, fees and charges apply. Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser. CarClarity may receive a commission from lenders we recommend.