The best used car loans in one place

Compare used & second hand car loans
See lowest car loan rates from 30+ lenders
Get my loan options
No impact on your credit score
Used and second hand car loan comparison online
Personalised rates
Get the car you want
Expert support

We quickly match and compare you with

30+ car loan providers

A few of our approved lending partners
Second hand cars for sale

Save on used car loans

Get the best used car loan using CarClarity’s automated car loan matching technology. Our team of experts will do all the hard work to help you get the best finance options for your used or second hand car.
Fast car loan calculator

Get your used car fast

Get matched to the best used car finance options in minutes! From application to approval, drive away in your new car without needing to step into a bank. We do the rest to get you in your car faster.
Dedicated team finding best car loan matches

We will help you decide the right option

For a lot of individuals, choosing the most suitable financing option for the purchase of a vehicle can be challenging, especially if you don’t have a good credit score. At CarClarity we aim to provide you with the best support you need to make an informed decision that will not put your budget at risk.
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Frequently asked questions

Do I need a deposit for a car loan?

While deposits are not mandatory to get a car loan, it may help with the approval process and lower your repayments and interest. Some lenders insist on a 10-20% deposit while others allow you to take out a loan for the entire value of the car.

Will my application affect my credit score?

Your initial application uses a ‘soft’ credit check and will not affect your credit score. We will assess your application before submitting it to a lender of your choice to make sure we send it to the most suitable lender. Only then will your selected lender complete a ‘hard’ credit check.

Can I get a car loan online?

Yes! With CarClarity getting a car loan is now 100% online. Simply fill out one application and get matched to 30+ lenders. We do all the checks and negotiate the best price for you. Learn more about how it works.

How long does it take to get approved for a used car loan?

The application takes 10-20 min to complete. Get your application submitted to the lender you choose on the same day for approval.

Have more questions? Check our FAQ page or talk with our experts.
Helpful car loan expert on computer

Get free expert advice on financing your next vehicle

Our experts will help you figure out the cheapest new car loans available for your financial situation.

Things you should know

CarClarity is an online financial comparison service and is owned and operated by CarClarity ACL Pty Ltd ABN 50606 243 243 / ACN 606 243243 and Australian Credit License 478 874.
CarClarity provides you access to our expert team who can assist in selecting suitable car loans from our panel of 30+ lenders and over 1000 financial services products. The financial products compared on this website do not necessarily compare all features that may be relevant to you and CarClarity does not compare all rates in market.
All applications are subject to the credit provider’s credit assessment and loan eligibility criteria. Terms, conditions, fees and charges apply. Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser. CarClarity may receive a commission from lenders we recommend.