Refinance to a better car loan

Get matched to low rates from 30+ lenders
Reduce your repayments and free up cash
See estimated refinance savings in 60 sec
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No impact on your credit score
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Compare 1000+ car refinance options

Find a better car finance rate by comparing 1000+ refinance car loan options from 30+ lenders. Our simple online application process lets you find a new car loan and start refinancing in a matter of minutes.

Estimated refinance savings in 60 seconds

Our refinancing car loan calculator will show how much you can reduce your repayments by in just 60 seconds. See your estimated savings versus your current loan and your new car loan repayment estimates. If you like the savings, you can apply online and be approved in as little as 24 hours.*

Free up cash flow with car loan refinancing

Save money on your car finance by reducing your car loan repayments. Refinance your existing car loan to a lower interest rate loan to slash your repayments and free up cash flow. Our experts can help you select the best car loan refinancing option from over 1000 finance options.
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Frequently asked questions

Should I refinance my car loan?

If your car loan repayments are burning a hole in your budget, it’s time to look into car loan refinancing. Refinancing your car loan will help you save money by giving you a lower rate and lower repayments, giving you more financial freedom.

How long into my current loan can I refinance?

You may be eligible to refinance your existing car loan after 6 months. Find out if you could be getting a better rate on your current car loan with CarClarity’s smart loan calculator.

Which lenders refinance car loans?

A number of Australian lenders do car loan refinancing in Australia. To find your car loan refinancing matches and repayments start your refinance application.

Have more questions? Check our FAQ page or talk with our experts.
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Get free expert advice on financing your next vehicle

Our experts will help you figure out the cheapest new car loans available for your financial situation.

Things you should know

*Loan approval times may vary and is subject to lender requirements.

CarClarity is an online financial comparison service and is owned and operated by CarClarity ACL Pty Ltd ABN 50 606 243 243 / ACN 606 243 243 and Australian Credit License 478 874.
CarClarity provides you access to our expert team who can assist in selecting suitable car loans from our panel of 30+ lenders and over 1000 financial services products. The financial products compared on this website do not necessarily compare all features that may be relevant to you and CarClarity does not compare all rates in market.
All applications are subject to the credit provider’s credit assessment and loan eligibility criteria. Terms, conditions, fees and charges apply. Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser. CarClarity may receive a commission from lenders we recommend.