Car loan calculator

Calculate your car loan repayments quickly
Australia's 1st profile-based car loan calculator
Compare rates from 30+ car finance lenders

Car loan calculator

Personalised car loan repayment calculator

CarClarity boasts Australia’s 1st smart car loan matching technology that powers our car loan calculator. Our platform calculates your potential car loan repayments based on the amount you want to borrow, term and balloon payments whilst considering your personal circumstances.
Fast car loan calculator

Repayment estimates in 60 seconds

See the estimated car payments for your selected car loans quickly and easily. Complete the simple steps on our car finance calculator and get matched with your 3 lowest car loan rates out of 30+ car finance lenders in just 60 seconds.
Dedicated team finding best car loan matches

Expert support from our car loan specialists

Our team of experienced Car Loan Specialists can arrange car loan quotes and take you through each step of the finance application to save you time and money. Whether it’s finding you the right car or helping you get a better deal on your car finance, they’re always around to help.
Calculate my repayments
No impact on your credit score

Access 30+ of Australia's leading fast car finance lenders

We understand all the potential stresses that come with applying for a new car loan, which is why our tool gives you access to 30+  lenders with some of the most competitive rates in the Australian market.

Rated Excellent on Trustpilot

Frequently asked questions

What are the interest rates for a car loan?

Interest rates for a car loan vary depending on many factors, including if the car is for business or personal use, income and credit score. Use CarClarity’s loan calculator to quickly estimate your personalised loan repayments in 60 seconds.

Can I get a car loan online?

Yes! With CarClarity getting a car loan is now 100% online. Simply fill out one application and get matched to 30+ lenders. We do all the checks and negotiate the best price for you. Learn more about how it works.

Do I need a deposit for a car loan?

While deposits are not mandatory to get a car loan, it may help with the approval process and lower your repayments and interest. Some lenders insist on a 10-20% deposit while others allow you to take out a loan for the entire value of the car.

What is a balloon payment?

A balloon payment is a lump sum paid at the end of the loan after your regular repayments have been made. A balloon payment reduces your regular payment amounts in exchange for owing the lender a lump sum at the end of the loan.

Have more questions? Check our FAQ page or talk with our experts.

Calculate my personalised repayments

Use our Car Loan Calculator to find your personalised repayments from 30+ car finance lenders. We match you you with your 3 cheapest rates out of 1000+ car loan options in just 60 seconds, without affecting  your credit score.
Calculate my repayments
No impact on your credit score
Helpful car loan expert on computer

Get free expert advice on financing your next vehicle

Our experts will help you figure out the cheapest new car loans available for your financial situation.

Things you should know

CarClarity is an online financial comparison service and is owned and operated by CarClarity ACL Pty Ltd ABN 50 606 243 243 / ACN 606 243 243 and Australian Credit License 478 874.
CarClarity provides you access to our expert team who can assist in selecting suitable car loans from our panel of 30+ lenders and over 1000 financial services products. The financial products compared on this website do not necessarily compare all features that may be relevant to you and CarClarity does not compare all rates in market.
All applications are subject to the credit provider’s credit assessment and loan eligibility criteria. Terms, conditions, fees and charges apply. Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser. CarClarity may receive a commission from lenders we recommend.