How it works

Car financing can be a complicated process, but we've got you covered.
Through our simple step by step process and dedicated support team, we do all the hard work to get you approved and driving away in the car of your choice.

Get my loan options
No impact on your credit score
Step 1

Get matched & compare lenders

Simply fill in some details about you, the car and the loan to get matched to the top 3 suitable lenders. You can view details such as loan interest, comparison rates, loan features and fees all on the one dashboard.
Car loan application files
Step 2

Decide on the right car

Choose a car from any reputable dealer or a private seller that is right for you. Should you need help finding the right car, our dedicated support team are here to help.

Online car loan approval
Step 3

We do all the checks

Once you’ve found the right car, we do the rest of the groundwork and carry out all the checks – so you can move forward with peace of mind and buy with confidence.
Drive away in your dream car
Step 4

Get approved

Now that you have the right car and all the checks are completed, the application process is finalised. Congratulations! It’s time to receive your approved loan offer.
Step 5

Drive away

You’ve now reviewed the loan offer and are happy to move forward. Sign the documents and drive away. It’s that easy.

Access 30+ of Australia's leading fast car finance lenders

We understand all the potential stresses that come with applying for a new car loan, which is why our tool gives you access to 30+  lenders with some of the most competitive rates in the Australian market.

Rated Excellent on Trustpilot

Frequently asked questions

Can I get a car loan online?

Yes! With CarClarity applying for a car loan is now 100% online. Simply fill out one application and get matched to 30+ lenders. We do all the checks and negotiate the best price for you.

How does getting a car loan work?

Traditionally getting a car loan has been a time consuming and stressful process involving research, credit score checks and multiple applications. CarClarity takes care of the car loan process, compares the market and finds you the best new car loan.

Will my application affect my credit score?

Your initial application uses a ‘soft’ credit check and will not affect your credit score. We will assess your application before submitting it to a lender of your choice to make sure we send it to the most suitable lender. Only then will your selected lender complete a ‘hard’ credit check.

How long does it take to get approved for a car loan?

The application takes 10-20 min to complete. Get your application submitted to the lender you choose on the same day for approval.

Have more questions? Check our FAQ page or talk with our experts.

Things you should know

CarClarity is an online financial comparison service and is owned and operated by CarClarity ACL Pty Ltd ABN 50606 243 243 / ACN 606 243243 and Australian Credit License 478 874.
CarClarity provides you access to our expert team who can assist in selecting suitable car loans from our panel of 30+ lenders and over 1000 financial services products. The financial products compared on this website do not necessarily compare all features that may be relevant to you and CarClarity does not compare all rates in market.
All applications are subject to the credit provider’s credit assessment and loan eligibility criteria. Terms, conditions, fees and charges apply. Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser. CarClarity may receive a commission from lenders were commend.

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