How it works

Car financing can be a complicated process, but we've got you covered.
Through our simple step by step process and dedicated support team, we do all the hard work to get you approved and driving away in the car of your choice.

Get my loan options
No impact on your credit score
Step 1

Get matched & compare lenders

Simply fill in some details about you, the car and the loan to get matched and view the top 3 suitable lenders. You can view details such as loan interest and comparison rates, loan features and fees all on the one dashboard.
Step 2

Decide on the right car

Choose a car from any reputable dealer or private seller that is right for you. Should you need help finding the right car our dedicated support team are here to help.
We will help you find the car.
Step 3

We do all the checks

Once you’ve found the right car, we do the rest of the groundwork and carry out all the checks so you can move forward with peace of mind and buy with confidence.
Step 4

Get approved

Now that you have the right car and all the checks complete, the application process is now finalised. Congratulations! It’s time to receive the approved loan offer.
Step 5

Drive away

You’ve now reviewed the loan offer and are happy to move forward. Sign the documents and drive away. It’s that easy.

Access Australia's most reputable lenders

We understand all the potential stresses that come with applying for a new loan, which is why our tool gives you access to only the most reputable lenders in the Australian market.

Frequently asked questions

Can I get a car loan online?

Yes! With CarClarity getting a car loan is now 100% online. Simply fill out one application and get matched to 30+ lenders. We do all the checks and negotiate the best price for you.

How does getting a car loan work?

Traditionally getting a car loan has been a time consuming and stressful process involving research, credit score checks and multiple applications. CarClarity takes care of the car loan process, compares the market and finds you the best new car loan.

Will my application affect my credit score?

Your initial application uses a ‘soft’ credit check and will not affect your credit score. We will assess your application before submitting it to a lender of your choice to make sure we send it to the most suitable lender. Only then will your selected lender complete a ‘hard’ credit check.

How long does it take to get approved for a car loan?

The application takes 10-20 min to complete. Get your application submitted to the lender you choose on the same day for approval.

Have more questions? Check our FAQ page or talk with our experts.

Ready to start?

Finding your loan matches only takes a minute and won’t affect your credit score.
Get my loan options
No impact on your credit score

Get free expert advice on your next car loan

Our experts will help you figure out the cheapest new car loans available for your financial situation.