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Car Loan Basics: Secured vs Unsecured Car Loans Explained

Not sure whether to choose a secured or unsecured car loan? This guide explains the key differences, including interest rates, risks, and which option may suit your situation.
Car Financing
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What Rising Petrol Prices Mean for EV Car Loans in Australia Right Now

Petrol prices are at record highs and more Australians are questioning whether staying in a petrol car still makes financial sense. Here's what the shift means for your EV finance options right now.
Car Financing
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EOFY Business Loans: How to Get Ready for 30 June

From asset purchases under the Instant Asset Write-Off to managing tax bills and cash flow, this guide explains how Australian businesses can prepare early and explore EOFY business loan options before 30 June.
Business loans
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Petrol prices are rising again. Here’s how Australian's can reduce their car costs

With living costs already under pressure, many drivers are looking for ways to reduce the cost of owning a car. Here’s what’s happening—and some practical ways Australians may be able to lower their car expenses.
Business loans
Posted on
March 5, 2026
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Car Loan Basics: Does Applying for Multiple Loans Hurt Your Credit Score?

Worried that applying for multiple car loans could hurt your credit score? Here’s how credit enquiries work, when they matter, and how to compare lenders without damaging your credit file.
Car Financing
Posted on
March 2, 2026
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Car Loan Basics: Loan Terms Explained

Choosing the right car loan term can make a big difference to your budget. This guide explains 3–7 year loan terms, how they affect repayments and interest, and which option could suit you.
Car Financing
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How to Upgrade Your Car When You Still Owe Money on It

Still paying off your current car loan but thinking about upgrading? Here’s how payout figures, car value, and equity position affect your options — and what to consider before making the move.
Car Financing
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Why You Should Get Pre-Approved for a Car Loan Before Stepping Into a Dealership

Getting pre-approved for a car loan before visiting a dealership can give you clearer repayment expectations, access to more lender options, and stronger negotiating power. Here’s why shopping around first puts you in control.
Car Financing
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Car Loan Basics: What Is a Balloon Payment?

A balloon payment can make car loans more affordable by reducing monthly repayments, but it comes with risks. This guide explains how it works, the pros and cons, and who it’s best suited for.
Car Financing
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Jet Ski Finance in Australia: What to Know Before You Buy

Thinking about buying a jet ski? Learn how much jet skis cost in Australia, licensing requirements, ongoing expenses, and how jet ski finance works — including personal loans and secured asset finance options.
Personal loans
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Car Loan Basics: How Much Deposit Do You Need for a Car Loan?

How much deposit do you need for a car loan? This guide explains typical deposit amounts in Australia, zero-deposit options, and how your upfront payment affects repayments and approval chances.
Car Tips
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Car Loan Basics: What Documents Do You Need for a Car Loan in Australia?

Applying for a car loan doesn’t have to be complicated. This guide breaks down the key documents Australian lenders typically require — from ID and payslips to bank statements and vehicle details — so you can prepare with confidence and avoid delays.
Car Tips
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Unsecured Business Loans: A Quick Guide for Australian Businesses

Need fast funding without tying up your assets? Unsecured business loans provide capital based on business performance, not collateral. Learn how they work and if they suit your needs.
Business loans
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The RBA Just Raised Interest Rates — What That Means For Your Borrowing

The RBA has raised interest rates — but what does that mean for car loans in Australia? Here’s how rate hikes affect repayments, borrowing power and refinancing, and how comparing lenders could help you stay ahead.
Lifestyle
Posted on
July 15, 2025
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Australia’s Most Infamous Traffic Jams: 5 Roads That’ll Test Your Patience

From Sydney’s M4 to Perth’s Great Eastern Highway, we’re diving into five of Australia’s most traffic-heavy roads. Expect congestion, chaos—and maybe a few laughs—on this tongue-in-cheek tour of bumper-to-bumper driving.
Car Tips
Posted on
July 8, 2025
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Personal Loans for Weddings: Taking the Financial Stress Out of the Big Day

From venues to dresses and everything in between — a personal loan can help ease the upfront costs of your wedding and give you financial peace of mind for the big day.
Personal loans
Posted on
June 17, 2025
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Freedom, Fun, and Finance: Everything You Need to Know About Buying a Caravan

Explore the growing popularity of caravanning in Australia, the reasons behind its appeal, and the financing options available to help you embark on your next adventure.
Car Financing
Posted on
June 10, 2025
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How to Survive a Long Road Trip with Kids

Heading off on a long road trip with kids? It doesn’t have to be chaos. From packing smart to keeping everyone entertained, here are 10 practical tips to make your next family adventure smooth and memorable.
Car Tips
Posted on
June 3, 2025
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Transform Your Space Without the Financial Strain: How a Personal Loan Can Help With Your Reno

Bought a home and ready to make it yours? Discover how personal loans can help fund your renovation project — from small upgrades to major overhauls — with less financial stress
Personal loans
Posted on
May 27, 2025
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Boat Finance: Everything You Need to Know Before You Set Sail

Looking to buy a boat? Discover everything you need to know about boat loans in Australia — including loan types, eligibility, and how to finance your next adventure.
Car Financing
Posted on
May 21, 2025
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What Factors Impact Your Car Loan Eligibility in Australia?

Not sure if you’ll qualify for a car loan? This guide breaks down what lenders consider — from your financial situation to the car itself — and how to boost your chances.
Car Financing
Posted on
May 20, 2025
5
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The RBA Just Cut Interest Rates – Here’s Why That’s Great News for Borrowers

The RBA has cut interest rates, making loans more affordable. Whether you're financing a car, growing your business, or taking out a personal loan, lower rates mean lower repayments.
Car Financing
Posted on
May 13, 2025
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Buying a Car from Facebook Marketplace? What You Need to Know

Thinking of buying a car from Facebook Marketplace? Learn how to stay safe, get finance, and what checks to do before committing to a private car sale.
Car Tips
Posted on
May 6, 2025
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The Benefits of a Personal Loan for Debt Consolidation

Juggling multiple debts can be overwhelming. A personal loan for debt consolidation offers a simpler way to manage repayments, reduce interest costs, and regain control of your finances — all with less stress.
Car Financing
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Is It Time to Refinance Your Business Loan? Key Considerations

Refinancing a commercial loan can lower costs, boost cash flow, or unlock equity. This guide explains key signs it’s time to refinance, the steps involved, and how to find the right deal.
Car Financing
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Car Loan Comparison Made Easy: Why CarClarity Is More Than a Broker

Comparing car loans doesn’t have to be hard. Learn how CarClarity simplifies the process — from understanding your options to guiding you through finance, paperwork, and even finding the right car.
Car Financing
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Understanding Commercial Loans & Asset Finance in Australia

This guide explains commercial loans and asset finance, highlighting how they support business growth for sole traders, small businesses, and medium-sized enterprises by improving cash flow, accessing essential assets, and offering flexible repayment options.
Business loans
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Car Financing for Millennials on a Budget

Navigating car financing as a millennial? This guide offers practical tips on budgeting, understanding loan types, and making smart choices between new and used cars to fit your lifestyle.
Car Financing
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Double Demerit Points: What You Need to Know

With Easter and ANZAC Day just around the corner, many of us are gearing up for road trips, long weekends, and family get-togethers. But before you hit the road, there’s something important to remember: double demerit points.
Car Tips
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How Asset Finance Can Help Sole Traders Grow Their Business

As a sole trader, managing cash flow while ensuring you have the right tools and equipment to run your business is crucial. Here’s why asset finance could be the ideal solution for your business.
Business loans
Posted on
April 8, 2025
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How to Improve Your Credit Score: A Step-by-Step Guide

Improving your credit score can make a significant difference in the interest rates you receive. Here’s a comprehensive guide to improving your credit score and taking control of your financial future.
Car Financing
Posted on
April 4, 2025
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Making the Most of the Instant Asset Write-Off Before EOFY

The instant asset write-off allows small businesses to deduct eligible assets under $20,000 until 30 June 2025. Asset finance and business car loans help businesses take advantage of this tax benefit while managing cash flow effectively.
Business loans
Posted on
April 2, 2025
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The Benefits of Asset Finance for Small Businesses

Asset finance offers small businesses an effective solution to acquire essential assets like cars, equipment, and technology without draining cash reserves. Here’s why it could be a game-changer for your business.
Business loans
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Understanding Business Car Loans

Looking to finance a vehicle for your business? This guide will explore everything you need to know about business car loans, from types and benefits to the application process.
Business loans
5
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Navigating Your Insurance Claim After Cyclone Alfred: Practical Steps to Get Back on the Road

Cyclone Alfred has left many dealing with vehicle damage and insurance claims across Queensland and Northern NSW. This guide walks you through the practical steps to assess damage, initiate insurance claims, manage car finance, and navigate potential challenges. Special guidance is provided for CarClarity customers insured with Suncorp, ensuring you’re fully supported during recovery.
Car Tips
2
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The pros and cons of EVs and PHEVs

Do you need help figuring out whether to get an EV or PHEV? No worries, we've put together a list of pros and cons to help you decide what suits your personal needs better.
Car Tips
4
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Top tips to consider before you buy an EV or hybrid car

Electric vehicles are becoming more and more popular and can save you money in the long run. But what considerations do you need to factor in before deciding whether an EV is right for you... or not?
Car Tips
2
min read

Car loan refinancing can save you money, so long as you’re smart about it

Car loan refinancing is one of the most commonly overlooked areas when it comes to household budgeting, but refinancing your car loan can save thousands and free up cashflow significantly.
Car Financing
Posted on
June 3, 2021
5
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6 tips to getting the best EOFY car deals in 2021

In this crazy new world of record low car supplies and sky-high prices, how do you find the best car deals with EOFY around the corner?
Car Tips
Posted on
May 18, 2021
3
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How to get instant asset write-off for your car

Don't miss the opportunity to take advantage of one of the best tax breaks available for businesses this financial year! Read our complete guide on how to claim instant asset write-off on your vehicle.
Car Financing
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How do car loans work? A complete beginner's guide

So you've found the perfect car and you can't wait to take it home – all that stands in the way is financing.But with a sea of car loan options out there, what are the important things should you be looking for, and how do they actually work?
Car Financing
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What is the best time to upgrade your car?

There are many factors to consider to decide whether it is time to upgrade and replace your car. So we’ve made a list of them below to help you determine if now is the best time for you.
Car Tips
Posted on
May 20, 2020
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First car buyers guide

Buying your first car is a milestone within a young driver's life. A number of life lessons are thrust upon you and for many this may be the first significant purchase you make. Read our first car buyer's guide to get started.
Car Tips
Posted on
May 13, 2020
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How much deposit do I need for a car loan?

Deposits for car loans are not a mandatory element to getting a car loan. However, it can help with the approval process and will ultimately lower the amount on your repayments and overall interests. Read more here
Car Financing
Posted on
May 13, 2020
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The benefits of refinancing a car loan

A greater number of savvy Australians are looking to hack their current short term and long term expenses and boost their savings through car loan refinancing. Find out how you can take advantage here.
Car Financing
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Is now a good time to buy a car?

Just because you're part of the millions of people and families locked down right now, you might still be able to get that car, and the deal might be much better than you think.
Car Financing
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Find out how much should you be spending on a new car

How much should you spend on a car payment? We have put together this essential guide about how much you should spend on purchasing a car and what other costs you should consider.
Car Tips
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5 Top road trips for Valentine’s day

Thinking of doing something different for Valentine’s Day this year? How about a romantic roadtrip? Read our top picks to get your engine purring.
Car Tips
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Top tips for smarter car loans

A car is a significant purchase and for most of us, aside from our homes, a car is the most expensive thing that we will ever buy. Read more on how to get a smarter car loan here.
Car Financing
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Be better prepared. Get a better deal.

Destiny favours the prepared mind, and with a little planning you can secure the car of your dreams while also ensuring that you don’t break the bank with your monthly payments or waste a fortune on interest. 
Car Financing
Helpful car loan expert on computer

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