Affordability calculator

Calculate the amount you can borrow with a car loan and your weekly repayments

Access 30+ of Australia's leading car finance lenders

We understand all the potential stresses that come with applying for a new car loan, which is why our tool gives you access to 30+  lenders with some of the most competitive rates in the Australian market.

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Frequently asked questions

What are the interest rates for a car loan?

Interest rates for a car loan vary depending on many factors, including if the car is for business or personal use, income and credit score. Use CarClarity’s loan calculator to quickly estimate your personalised loan repayments in 60 seconds.

Can I get a car loan online?

Yes! With CarClarity getting a car loan is now 100% online. Simply fill out one application and get matched to 30+ lenders. We do all the checks and negotiate the best price for you. Learn more about how it works.

Do I need a deposit for a car loan?

While deposits are not mandatory to get a car loan, it may help with the approval process and lower your repayments and interest. Some lenders insist on a 10-20% deposit while others allow you to take out a loan for the entire value of the car.

What is a balloon payment?

A balloon payment is a lump sum paid at the end of the loan after your regular repayments have been made. A balloon payment reduces your regular payment amounts in exchange for owing the lender a lump sum at the end of the loan.

Have more questions? Check our FAQ page or talk with our experts.

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Get free expert advice on your next car loan

Our experts will help you figure out the cheapest new car loans available for your financial situation.