Finance your next commercial vehicle

The easy way to finance commercial vehicles and equipment
Keep money in your business, get low-rates from 30+ lenders
Apply online and get your top three matches in 60 seconds
Get my loan options
No impact on your credit score
$10+ Billion
in home loans settled
customer served
19 Years
of service and counting
8x Winner
MFAA & AFG Brokerage of the Year
Locations + Apply Online

We quickly match and compare you with

30+ car loan providers

A few of our approved lending partners

What you can finance

Get vehicles and equipment for your business with flexible finance options from 30 + lenders.

Cars, Utes and Vans

Trucks, trailers and buses

Agriculture equipment

Construction & access equipment

Benefits of a commercial loans

Learn about the benefits of a vehicle and equipment loan (chattel mortgage) and how it could help your business grow.

$0 deposit loan options

Keep money in your business' pocket with no deposit options for loans up to $250,000.1

Flexible repayment options

Access weekly, monthly, quarterly or seasonal repayments on loan terms from 1 to 7 years.

Clarity in repayements

Find a loan repayment that suits your business. Use our car loan calculator to discover what your rate could be.

Use the asset as security

For most vehicle and/or equipment loans, the only security needed is the asset itself.2

Tax deductible

Depreciation on financing the asset and interest expenses may be tax deductible.3

100% online application

You can access our simple and secure online application platform 24/7 from the comfort of the office or home, with no upfront credit check required.

Core eligibility requirements for online applications

Check 1

Your business is registered for GST and has a turnover of at least $75,000 per year.

Check 2

Your business has an active ABN/ACN and has been registered for at least 12 months.

Check 3

You're at least 18 years and hold an Australian citizenship or permanent residency.

Check 4

You have a business and residential address in Australia.

Check 5

You intend to use the vehicle and/or equipment mostly for business purposes.

Rated Excellent on Trustpilot

Frequently asked questions

How much can I borrow?

Current lenders have capacity to finance commercial vehicles from $5,000 up to $250,000. Individual and business circumstances may affect the maximum loan amount.

Do I need a deposit to take out a business car loan?

No. A deposit is not required for a commercial car loan.

Are all vehicles eligible for the instant asset write off?

Certain types of vehicles are eligible for the Australian Government’s instant asset write off. If eligible, the asset may be written off immediately and a tax deduction claimed for the business portion of the purchase cost. Learn more about the ATO’s instant asset write off.

Can I claim a tax deduction on my business vehicle?

You may be eligible to claim a tax deduction on your business vehicle depending on the vehicle, company structure and vehicle usage. Learn more about claiming a tax deduction for motor vehicle expenses.

Have more questions? Check our FAQ page or talk with our experts.
Helpful car loan expert on computer

Get free expert advice on financing your next vehicle

Our experts will help you figure out the cheapest new car loans available for your financial situation.

Things you should know

1. $0 deposit loan options
You have the option to provide an additional deposit if you wish, this will reduce the repayments. Tax invoices should be provided by the dealer and note, that private sales may require extra time to conduct an inspection and valuation.

2 Asset as security
Generally, the security is the asset itself; though in certain circumstances additional security might be required – this will be assessed on application.

3 Tax Deductions
The tax comments provided in this document and website are of a general nature. CarClarity recommends that you seek independent tax advice in respect of the tax consequences arising from any commercial and/or equipment financial product as they are specific to your unique and personal circumstances.

CarClarity is an online financial comparison service and is owned and operated by CarClarity ACL Pty Ltd ABN 50 606 243 243 / ACN 606 243 243 and Australian Credit License 478 874.
CarClarity provides you access to our expert team who can assist in selecting suitable car loans from our panel of 30+ lenders and over 1000 financial services products. The financial products compared on this website do not necessarily compare all features that may be relevant to you and CarClarity does not compare all rates in market.
All applications are subject to the credit provider’s credit assessment and loan eligibility criteria. Terms, conditions, fees and charges apply. Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser. CarClarity may receive a commission from lenders we recommend.