Find your best rates from 30+ lenders

Why check rates with just one loan provider?
We compare over 1000+ car loan options
Find your best 3 matches from over a 1000 plans
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30+ car loan providers

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Your best rate might not be with your bank

Depending on the car you want to buy, how much deposit you have and your personal circumstances, the bank may not be your best bet. That is why CarClarity partners with 30+ trusted lenders who have different specialties, our smart-tech matching will review over 1000 different loan options to find you your perfect match in just 60 seconds.
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We do the hard work to find your car loan

Think how long it would take you to enquire with 30 different lenders to find a great rate? CarClarity does the hard work for you and compares the following lenders: Macquarie Leasing, Latitude Financial Services, Pepper, Flexi, Plenti, WISR, Volkswagen Financial Services, Lumi, Autopay, Resimac, Loan U, CarStart, Finance One, Flexfleet, Now Finance, Metro Finance, Azora Finance and lots more.
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Car finance options for everyone

We have different lenders who specialise in financing multiple types of vehicles and situations, whether you need a loan for a new or secondhand car, motorbike, boat or caravan or if your vehicle is for personal or business, find out in minutes what car loan options are available to you.

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Frequently asked questions

How much can I borrow for a car loan?

Different lenders have varying minimum and maximum amounts they require to take out a new car loan, these can vary from $1,000 up to $100,000. To determine how much you can borrow for a car loan comes down to how much you earn, how much you spend each month and your level of credit. Our smart technology has taken the guesswork out of the loan comparison process by calculating your borrowing power.

How does getting a car loan work?

Traditionally getting a new car loan has been a time consuming and stressful process involving research, credit score checks and multiple applications. CarClarity takes care of the car loan process, compares the market and finds you the best new car loan.

Do I need a deposit for a car loan?

While deposits are not mandatory to get a new car loan, it may help with the approval process and lower your repayments and interest. Some lenders insist on a 10-20% deposit while others allow you to take out a loan for the entire value of the car.

Can I apply for a car loan online?

Yes! With CarClarity applying for a new car loan is now 100% online. Simply fill out one application and get matched to 30+ lenders. We do all the checks and negotiate the best price for you. Learn more about how it works.

Have more questions? Check our FAQ page or talk with our experts.
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Get free expert advice on financing your next vehicle

Our experts will help you figure out the cheapest new car loans available for your financial situation.

Things you should know

CarClarity is an online financial comparison service and is owned and operated by CarClarity ACL Pty Ltd ABN 50 606 243 243 / ACN 606 243 243 and Australian Credit License 478 874.
CarClarity provides you access to our expert team who can assist in selecting suitable car loans from our panel of 30+ lenders and over 1000 financial services products. The financial products compared on this website do not necessarily compare all features that may be relevant to you and CarClarity does not compare all rates in market.
All applications are subject to the credit provider’s credit assessment and loan eligibility criteria. Terms, conditions, fees and charges apply. Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser. CarClarity may receive a commission from lenders we recommend.