European car finance.
Let's make it happen.

Compare rates from 30+ car finance lenders in 60 seconds.
Low rates for your next new or used European car.
5-Star rated European car finance experts.
Get my loan options
No impact on your credit score
$10+ Billion
in home loans settled
27,000+
customer served
19 Years
of service and counting
8x Winner
MFAA & AFG Brokerage of the Year
53+
Locations + Apply Online

We quickly match and compare you with

30+ car loan providers

A few of our approved lending partners

Why choose CarClarity finance?

Financing your next new or used European car can be a complicated process, but we've got you covered.
Our simple step-by-step process will help you secure your low rates and let your drive away in the car of your choice.

Online car loan approval

Premium service.
Luxury performance.

Let's make European car finance & loans convenient, so you can focus on your new Mercedes-Benz... or was it a BMW? Enjoy freedom in the seat of your new Audi, or discover the agility of a Volkswagen Golf R. Whether you want something fast, something premium, something luxurious or even something for your every day travel, we do the financial leg work so you can enjoy that new car smell, even sooner. Whatever you're looking for, let's find your best car loan out of 30+ trusted lenders. Let make it happen.
Second hand cars for sale

Business finance for European cars.

European vehicles are no longer just for personal use. Popular European vehicles such as the Volkswagen Amarok, the Mercedes Sprinter and the Renault Sprinter are all becoming key work vehicles. The CarClarity finance team specialises in low doc & ABN loans to help get you behind the wheel faster.
Online platform for car loan comparison

Customer first. Technology driven.

Our team of dedicated European car loan experts are here to support you through every step of the car loan application. We take the time to understand your needs in order to help you find the best car loan deals you qualify for. That's why we have a car financing approval rate of 92%*. Our experts can help get your car loan approved fast - in as little as 24 hours.^

Rated Excellent on Trustpilot

Frequently asked questions

How much can I borrow for a car loan?

Different lenders have varying minimum and maximum amounts they require to take out a new car loan, these can vary from $1,000 up to $100,000. To determine how much you can borrow for a car loan comes down to how much you earn, how much you spend each month and your level of credit. Our smart technology has taken the guesswork out of the loan comparison process by calculating your borrowing power.

How does getting a car loan work?

Traditionally getting a new car loan has been a time consuming and stressful process involving research, credit score checks and multiple applications. We make it simple, we make it fast. CarClarity takes care of the car loan process, compares the market and finds you the best new car loan.

Does having a deposit make the car loan process quicker?

While deposits are not mandatory to get a european car loan, it may help with the approval process and lower your repayments and interest. Some lenders insist on a 10-20% deposit while others allow you to take out a loan for the entire value of the car.

Can I apply for a car loan online?

Yes! With CarClarity applying for a car loan is now 100% online. Fast and Easy. Simply fill out one application and get matched to 30+ lenders. We do all the checks and negotiate the best price for you. Learn more about how it works.

Have more questions? Check our FAQ page or talk with our experts.
Helpful car loan expert on computer

Get free expert advice on financing your next vehicle

Our experts will help you figure out the cheapest new car loans available for your financial situation.

Things you should know

*Loan approval rate based on applications submitted to CarClarity lenders between October 1 and December 31 2021.
^Loan approval times subject to lender requirements and may vary lender to lender.

CarClarity is an online financial comparison service and is owned and operated by CarClarity ACL Pty Ltd ABN 50606 243 243 / ACN 606 243 243 and Australian Credit License 478 874.
CarClarity provides you access to our expert team who can assist in selecting suitable car loans from our panel of 30+ lenders and over 1000 financial services products. The financial products compared on this website do not necessarily compare all features that may be relevant to you and CarClarity does not compare all rates in market.
All applications are subject to the credit provider’s credit assessment and loan eligibility criteria. Terms, conditions, fees and charges apply.Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser. CarClarity may receive a commission from lenders we recommend.