Win the race with a
pre-approved car loan.

Secure a great rate and buying power before you shop
Find your best rates from 1000+ car finance options
Same day pre-approval possible*
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We quickly match and compare you with

30+ car loan providers

A few of our approved lending partners

Find your best match from 30+ Australian lenders in 60 secs.

If you’re looking to buy a new or used car, our team of car finance experts are here to help you every step of the way. Our smart-technology will review over 1000 different loan options from over 30 trusted lenders to find your three top loan options.

Drive away in your dream car

Get buying power with a pre-approved car loan

Arm yourself with pre-approved car finance so you can purchase your dream car as soon as you see it. In today's competitive car market, having the buying power to pay on the spot can make all the difference between securing your vehicle quickly, or waiting for months.

Why get pre-approval?

The main reason to get pre-approved before going to buy your next vehicle is to strengthen your position when negotiating with the seller.
CarClarity can provide you with a pre-approved loan options, so you know your budget and what you can afford to spend and shop with confidence.

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What is pre-approval?

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Frequently asked questions

How much can I borrow for a car loan?

Different lenders have varying minimum and maximum amounts they require to take out a new car loan, these can vary from $1,000 up to $100,000. To determine how much you can borrow for a car loan comes down to how much you earn, how much you spend each month and your level of credit. Our smart technology has taken the guesswork out of the loan comparison process by calculating your borrowing power.

How does getting a car loan work?

Traditionally getting a new car loan has been a time consuming and stressful process involving research, credit score checks and multiple applications. We make it simple, we make it fast. CarClarity takes care of the car loan process, compares the market and finds you the best new car loan.

Does having a deposit make the car loan process quicker?

While deposits are not mandatory to get a fast car loan, it may help with the approval process and lower your repayments and interest. Some lenders insist on a 10-20% deposit while others allow you to take out a loan for the entire value of the car.

Can I apply for a car loan online?

Yes! With CarClarity applying for a car loan is now 100% online. Fast and Easy. Simply fill out one application and get matched to 30+ lenders. We do all the checks and negotiate the best price for you. Learn more about how it works.

Have more questions? Check our FAQ page or talk with our experts.
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Get free expert advice on financing your next vehicle

Our experts will help you figure out the cheapest new car loans available for your financial situation.

Things you should know

*Loan approval times subject to lender requirements and may vary lender to lender.

CarClarity is an online financial comparison service and is owned and operated by CarClarity ACL Pty Ltd ABN 50 606 243 243 / ACN 606 243 243 and Australian Credit License 478 874.
CarClarity provides you access to our expert team who can assist in selecting suitable car loans from our panel of 30+ lenders and over 1000 financial services products. The financial products compared on this website do not necessarily compare all features that may be relevant to you and CarClarity does not compare all rates in market.
All applications are subject to the credit provider’s credit assessment and loan eligibility criteria. Terms, conditions, fees and charges apply. Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser. CarClarity may receive a commission from lenders we recommend.